Impact of Mobile Banking on Micro Savings, Payments and Household Welfare: Randomized Controlled Trials
by Mr. Mamadou Alhadji Ly (Senegal)
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Mr. Mamadou Alhadji Ly has been working on ICT field since 2006 as an economist for ICT sector analysis. His PhD thesis title is “Digital Poverty Analysis in Sub-Saharan Countries,” and he wrote an ICT sector report of Senegal. He is currently a member of Research ICT in Africa Network (RIA).
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| Abstract | Mobile phone technology has known a remarkable expansion in Senegal in the last decade, and its pace of diffusion seems to have grown these years (10% in the beginning of 2005 and by 65% in 2010). With a coverage rate of 55%, Senegal is believed to have double the rate of least developed countries’ average rate of penetration which is estimated at 25% for the end of 2009, and more than the rate of Africa as a whole (37,5%). Beyond its primary function, its usefulness has been appreciated at various levels by the informal workforce. However, access to financial services sector is still low. Access to banking facilities rates is estimated at 6% while diffusion of microfinance rate for the country as a whole is estimated at 12,4% compared to Dakar (23%).
The purpose of this study is to elucidate the following questions: His research outline is available here (The presentation material was prepared by Yaya Ky, a co-PI). |
| Collaborator | Dr. Jude Lubega |